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American banks will rescue bankrupt house owners

15 February 2008

The largest American banks will support insolvent debtors under who can’t pay back mortgage credits, informs Bloomberg referring to a source in one of the banks. Project Lifeline, which should enable insolvent debtors to keep their houses, includes Bank of America, Citigroup, Countrywide Financial and JP Morgan Chase.

The idea has been approved by US Minister of Finance Henry Paulson. The banks declare the 30-days moratorium for amortization that will give time to review credit conditions. The project, which is the result of a week negotiations with White House, will be applied to the citizens detaining payments within three months or more.

Lifeline covers both borrowers with a bad credit history, and before quite reliable ones.

Such steps have been caused by fears of sharp consumption reduction in the USA, which separate signs have already appeared.


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